Over 50s Life Insurance Plan

Over 50s Life Insurance Plan - life cover for you

Wouldn't it be great to leave your loved ones a useful cash lump sum, to help and support them when you're no longer around? Well, life insurance for over 50s at Legal & General is designed to do just that. Just think how the cash lump sum could help your family to help pay for your funeral expenses or unpaid bills or simply provide a small nest egg for your grandchildren, whatever you choose.

And, as a special feature once you've held your Over 50s Life Insurance Plan for five years, we'll increase your cash lump sum by an extra 10% at no additional cost to you.

Guaranteed acceptance

If you're a UK resident aged between 50 and 75 you're guaranteed to be accepted into the Over 50s Life Insurance Plan with no medical or health questions.

We've even designed our Over 50s Life Insurance Plan to help make it affordable for you now and in the future. Premiums start from as little as £8 per month and are fixed so you know they will never increase, allowing you to budget your future finances with confidence.

So, if you're over 50 and looking for life insurance this could be the policy for you.

Lifelong cover, for your peace of mind

The aim of our Over 50s Life Insurance Plan is to provide life cover for the whole of your life. We will pay your cash lump sum in full if you die more than two years after your plan starts. If you die within the first two years we will refund any premiums paid, unless you die as a result of an accident, when we will pay your full cash lump sum. Subject to terms and conditions. You can read more about accidental death benefit in the Policy Summary (PDF) on the right hand side of this page.

Once you reach your 90th birthday you will stop paying premiums altogether, but your cover will continue for the rest of your life. If you stop paying premiums before your 90th birthday your cover will stop and you will not receive anything back from your Over 50s Life Insurance Plan.

Leaving a gift to your loved ones or giving them a helping hand towards your funeral costs and other bills is so simple with our Over 50s Life Insurance Plan. Apply now, and one day they will be very glad that you did.

Important information

• If you die during the first two years of the plan from natural causes or from reasons explained under the 'Exclusions and risks' section which you must read before applying, the amount payable will be a full return of premiums paid up to the date of death.
• If, however, within the first two years you die from accidental death, unless one of the exclusions applies as detailed in 'Exclusions and risks' section, the cash lump sum will be payable. You can read more about accidental death in the Policy Summary (PDF) on the right hand side of this page.
• After the second year of your plan, the cash lump sum will be payable, whatever the cause of death.
• The maximum combined premium you can pay is £48 a month, taking in to account the premium under any other Over 50s Life Insurance Plans you have with us.
• The maximum combined sum you can apply for on the Over 50s Life Insurance Plan is £20,000.
• After you have taken out a life insurance policy, you have the option to place it in a trust. Find out more about trusts.
• Before you decide to purchase our Over 50s Life Insurance Plans, you must read the Over 50s Life Insurance Plan Policy Summary (PDF). You can open and download this from the right hand menu.